MainStreet Resolutions, Inc. is committed to helping homeowners identify and achieve a solution to their mortgage problems. We are a fully licensed mortgage brokerage business located in Pompano Beach, Florida.

Regardless of your particular situation, our team of real estate and mortgage professionals can identify and achieve one or more solutions to your particular financial dilemma. We have already achieved success for hundreds of homeowners just like yourself. If you are ready for a real solution, contact us today for a personal evaluation by one of our professionals. The initial evaluation will be at no charge and absolutely no obligation to you. Within 24 hours, in most cases, we can identify a plausible and achievable solution. You will choose the solution which best suit your needs. That may be restructuring your present mortgage and staying in your home, or disposing of your mortgage obligation and making a new plan. Our Goal is Simple: Helping you Get A Fresh Start.

FRESH START STRATEGIES

• REFINANCE
We have an established relationship with FHA, Conventional lenders, Hard Money lenders and Private Money Sources across the nation who can give loans on properties that are facing foreclosure, if there is enough equity in your property or through principal reduction negotiated with your lender to help your home qualify. This is the best option by far, but this option requires qualification.

• Foresnsic lender / loan  AUDIT
Were you a victim of predatory lending? Did your lender follow all the rules and federal guidelines in compliance and disclosure? Did you understand the loan you signed? We use forensic loan audits, when applicable to determine if the Lender met their legal obligation when you took out this loan. Our team of experienced loan auditors reviews each mortgage loan looking for TILA or RESPA violations or violations of HOEPA tolerance levels, which will support the modification department’s efforts. If we believe it to be in your best interest, we may suggest this service. It may also be used to support an attorney in their legal defenses of your foreclosure, if needed.

• PERMANENT LOAN MODIFICATION / RESTRUCTURE
Not everyone qualifies for a loan modification, so we make sure you DO before we accept you as a client. Once approved through one of the modification programs, we negotiate directly with the holder of your note or their representatives and bypass the customer service reps to get your loan in good standing again. A modified note usually includes a reduction or fixing of interest rates, arrearages dissipated, forgiven or reduced significantly, terms extended or principal reduced. This can apply to both first and second mortgages. There are many options available to us to get a restructure approved. This is the best option for the Home Owner, the Lender and the economy.

• TEMPORARY FOREBARENCE
Sometimes a lender refuses to negotiate a permanent loan modification for various reasons, until the Home Owner has made 1 to 3 good faith payments. This also may come in the form of reduced interest rates for a shorter period of time, arrearages dissipated, forgiven or reduced significantly and an opportunity for a fresh start. There are many options available to us to get a forbearance agreement approved.

Sometimes it isnt possible to modify the terms of your mortgage….and other steps may be taken to Avoid foreclosure.